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The Counseling Session is a free Consultation with a professional so that you can get an overview of the process and a detailed description of what a Buyer Agent can, or cannot do for you. 

Offer Process

When you are ready, we will help you make a written offer on the property you have decided is right for you 

The offer will contain all terms, conditions and contingencies to protect your interests in addition to all required disclosures and pre-qualification letters which accompany an offer 

One of these disclosures is a signed property condition disclosure completed by the seller which you review and sign. This form is not a warranty and is no substitute for thorough property inspections 

Writing the Offer

For your protection, your offer should include Environmental, Building Inspection and Mortgage Contingencies 

If you must sell your current house in order to purchase the new one, a Hubbard clause will be a part of the offer 

Any additional or specific concerns can be addressed in advance with language provided by your Attorney 

Understanding the Offer to Purchase

All terms will be discussed with you in detail so that you will understand all of the components of the Offer to Purchase, Lead Paint Disclosure, Agency Disclosure, Property Condition Disclosure, etc. 

• Offer to Purchase (Realtors Negotiate):

  - Purchase price 
   - 1% binder paid with Offer to Purchase 
  - Personal property to be included 
   - Appliances 
   - Window treatments 
   - Swimming pool 
   - Shed 
   - Any other as agreed to between Buyer and Seller 
  - Mortgage contingency (date by which financing is to be obtained) 
   - Type of mortgage (conventional, FHA, CHFA, VA) 
  - Inspection contingency (deadline for objections on condition of property) 
   - Building 
   - Radon
   - Termite/Pest 
   - In-ground fuel tank 
   - Lead paint (homes built before 1978) 
   - Septic 
   - Water 
  - Property Disclosure Statement (Seller to provide to Buyer) 
  - Lead Paint Disclosure Statement (Seller to provide to Buyer) 
  - Anticipated closing date (to be confirmed with mortgage company after   written commitment  letter is obtained and all bank requirements satisfied) 

Making an Offer (12)

Real Estate Guide - Answers to hundreds of common questions about buying, selling, investing and mortgages.