Gay & Lesbian Home Buyers

Guide For Gay & Lesbian Home Buyers

Buying a home together is the most important decision that gay and lesbian couples need to make. There are only a few states in the US which have specific property laws to protect the rights of lesbian and gay couples.

Here is a guide for gay and lesbian home buyers to make informed choices while investing in property:


The first step in the home buying process is to choose the state where the home is to be bought. In the US, there are only some states that recognize same-sex marriages or unions. They are Connecticut, Massachusetts, Iowa, New Hampshire, Vermont, California, New Mexico, New York, Rhode Island and Washington D.C.


The next step is to get in touch with a lawyer who is LGBT friendly and provides representation to couples belonging to this community. The lawyer needs to have the latest information regarding the regulations for home buying for LGBT couples in different states. The purpose of hiring a lawyer is to create the Domestic Home Partnership Agreement which is a written agreement that clearly states the rights of ownership. It can be joint ownership or dual ownership. This process is necessary even for married gay and lesbian couples.


The third step is to look for area or neighborhood and real estate agent who can help in finding the right home. Gay and lesbian couples need to verify the credentials and performance of brokers and agents before settling for one. Agency relationships need to be clearly understood. Confidential information should not be revealed to agents before it is known whether the agent considers the couple to be a client or customer. It is better to go for an agent who has good contacts for home valuation, insurance and legal representation.


This additional step is for those gay and lesbian couples who require mortgage loans to buy homes. It is important to find out whether the loan company allows the belongings of a partner to be covered by the other partner’s homeowner policy even if his or her name is not on the deed. Only those companies should be chosen who consider joint tenancy with the right of survivorship. A point to keep in mind is that the agreement signed between partners is not recognized legally.


The last step is to get the home insured. If one partner does not plan to list the contents of the other partner or if the insurance company does not represent the partner’s contents, a separate renter’s policy needs to be purchased.

Gay and lesbian couples can become home owners in a short time by following this guide.

For additional help in buying homes in the state of Connecticut, contact Buyer’s Trust Real Estate & Investment today!

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Steve Schappert is Connecticut’s Home Buying Pro. Schappert is a buyer’s agent, a nationally recognized exclusive buyer broker and an award-winning Connecticut Home Improvement Contractor. Schappert is uniquely qualified to help you locate, negotiate and renovate your dream home or investment property.

A Buyer’s agent represents the interests of the buyer in a real estate transaction. The Buyer’s agent’s responsibilities to the buyer are: undivided loyalty, obedience, diligence, disclosure, confidentiality, accounting, and reasonable skill and care. All duties are fiduciary — they are owed exclusively to the buyer – NOT to the seller.” – CT Dept. of Consumer Protection

A buyer’s agent can work for a traditional agency which can put you at risk. Traditional agencies take listings and promise to get the top price for the seller. If you don’t work with an exclusive buyer brokerage that Never takes listings, you will likely end up signing a dual agency agreement.

Buyers Trust is an exclusive buyer brokerage. We NEVER have a conflict of interest with representation. Buyers Trust never ever represents the seller. At Buyers Trust Real Estate & Investment our life doesn’t revolve around trying to get paid by both sides. You can’t promise to get the best deal for both sides in a transaction. Think about divorce attorneys representing both spouses. At our first meeting we promise to do our very best for you and nobody else. Throughout the transaction that never changes. You will never be asked to sign a dual agency agreement.

Hiring a Connecticut exclusive buyer broker is the best decision you will make regarding buying a home in Connecticut. When NBC, Kiplinger’s Financial, Woman’s Day Magazine, The New York Times, Real Estate For Dummies & The Learning Channel (TLC) wanted to learn more about buying real estate, they called Steve Schappert and you should too!

Call Steve Schappert Today to Start The Connecticut Home Buying Process

203-994-3950   Email [email protected]